PendingListed at $799,900 – $849,900
3 bd · 2 ba · 1,110 sqft
1191 Nolan Ave
Chula Vista 91911
Active Duty · Veterans · Military Families
Use Your VA Benefits to Buy in San Diego
San Diego is home to one of the largest military communities in the country. Rudy Flores, working with the Patti & Jeff McKelvey Team, helps service members, veterans, and their families put VA loan benefits to work here.
(619) 392-6714
Track Record
Recent Results from the McKelvey Team
Homes now pending and homes the team recently helped buyers purchase, from their October 2026 Open House Showcase.
Pending
Pending
PendingListed at $699,900 – $749,900
3 bd · 2 ba · 1,075 sqft
741 Elm Ave
Chula Vista 91910
PendingListed at $599,900 – $624,900
3 bd · 3 ba · 1,500 sqft
1550 Apache Dr, Unit D
Chula Vista 91910
Recently sold
Sold$2,046,500
4 bd · 3 ba · 3,838 sqft
29155 Buckshot Canyon Rd
Escondido 92026
Sold$775,000
4 bd · 2 ba · 1,710 sqft
13035 Laurel St
Lakeside 92040
Sold$855,000
4 bd · 3 ba · 1,993 sqft
2233 Capistrano Way
Chula Vista 91915
Sold$1,199,999
4 bd · 3 ba · 2,259 sqft
2574 Saddleback St
Chula Vista 91914
Sold$779,000
6 bd · 3 ba · 2,824 sqft
609 Mariposa Cir
Chula Vista 91911
Sold$1,155,000
3 bd · 2 ba · 2,015 sqft
3637 Filly Ln
Bonita 91902
Status and prices are as printed on the team’s October 2026 flyer: 16 homes the team helped buyers purchase, and current pending listings. Information deemed reliable but not guaranteed. Patti & Jeff McKelvey Team, Coldwell Banker West.
Best Spots
Best Spots in San Diego
Weekend ideas for military and veteran families in San Diego.
Cabrillo National Monument
Tidepools, coastal trails, the Old Point Loma Lighthouse and wide views of San Diego Bay and the Pacific Ocean.
See itUSS Midway Museum
Walk the decks of a carrier that was commissioned in 1945, right on the waterfront at Burnham Navy Pier.
See itBalboa Park
A 1,200-acre park of gardens and museums in the middle of the city.
See it
Home Tools
Know Your Numbers in Minutes
Free calculators for buyers and sellers, starting with today’s rates.
Mortgage Payment Calculator
See your real monthly payment: principal, interest, taxes, insurance and HOA in one number.
Try itHow Much Home Can I Afford?
A quick, friendly estimate of the price range that fits your income, debts and savings.
Try itRent vs. Buy Calculator
Compare the long-run cost of owning with renting the same kind of home, with your own assumptions.
Try itTalk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.
Point Mortgage is a San Diego–based lender offering Conventional, FHA, VA and Jumbo loan programs, with local loan officers who coordinate directly with Coldwell Banker West and escrow to keep your financing on track from pre-approval through closing. Learn more or start an application at pointmtg.com.
VA Loan Basics
What the VA loan benefit generally offers
Every buyer's situation is different — confirm current details with a VA-approved lender.
$0 Down Payment Option
Eligible buyers can often finance up to 100% of the purchase price with no down payment required.
No Monthly PMI
VA loans generally don't require private mortgage insurance, unlike most low-down-payment conventional loans.
Reusable Entitlement
VA loan benefits can often be used more than once over your lifetime, subject to eligibility and entitlement.
Certificate of Eligibility
Your lender or the VA can help you pull your Certificate of Eligibility (COE) to confirm your benefit.
Patti & Jeff McKelvey Team
Rudy Flores
Real Estate Strategist, Realtor®, Coldwell Banker West
Former Real Estate Developer for Google, AT&T, T-Mobile, FirstNet (911) and the U.S. Navy (DoD) for 12 years
Watch Rudy's interviewRudy Flores helps military families buy homes across San Diego County — from neighborhoods near Naval Base San Diego and MCAS Miramar to communities further inland — with the backing of the Patti & Jeff McKelvey Team's 40 years of real estate experience. Rudy coordinates with VA-approved lenders on the loan side so you can focus on finding the right home.
Read Patti’s book. Real Estate Magic: How a Real Estate Rock Star Helped 6,000 Families Attain the American Dream is available free through Amazon Kindle and in paperback. Get Patti McKelvey’s book on Amazon
Get In Touch
Let's Talk About Your VA Benefits
Fill this out and Rudy will reach out directly — no bots, no spam.
Prefer to talk? Book a 15-minute call with Rudy.
VA loan program terms and eligibility are set by the U.S. Department of Veterans Affairs and your lender. This site provides general information only — always confirm current requirements with a VA-approved lender.